Kmart is one of the best discount department stores that I always go for shopping. If you don’t know, they are offering a layaway plan basis now. When I see a product that I like but it’s expensive or I don’t have enough budgets for that item, I consider for a layaway plan than using my using credit card. I don’t like having debts especially on credit cards; you know how cruel they are when you missed the payments. Anyway, just like what I did now, I have a Kmart Lay-Away plan. I started putting money in this item for about two months now and it’s almost paid off already. I think it is fun putting money a little bit at a time in that particular item because you have something to look forward to when the layaway plan is over. I have three children and money is not easy to the family so we have to spend it wisely. Christmas is approaching and I am glad I have all the Christmas present for my friends and family. I am almost paid off my Kmart Layaway plan. After my first lay-away in Kmart, I want to Lay-away a laptop computer.