There have been increases in the attempts by criminals to defraud both the credit card holders and the credit card companies. I know this, because I too have fallen victim to an attempt by someone or some group that tried to charge a large sum on one of my credit cards. The amount was for nearly $3,000. And it was for an attempt to charge for something to do with U2k, which I think has to do with flash memory. Anyway, that is a large amount.
Fortunately, my credit card company recognized it as an unusually large charge and they stopped the transaction immediately. When I called my credit card company, it took an exceedingly long time for me to get the service from them that I am usually accustomed to. That made me think that this was not just an isolated incident; I believed that my credit card company had a rash of credit card fraud incidents that they were attending to.
Everyone in the USA is entitled by law to one free credit card report every year. So, to be sure, you should examine your credit report to make sure that there are not any charges to your credit that you have not authorized.
You can look to a company to help you monitor your credit to help you to be sure that there are not any successful attempt to defraud you by making fraudulent charges to your credit card. You can escape card fraud now. Follow the previous link for more information.
Sometimes people do not believe in the most obvious things. One of such things is identity theft. It is really widespread and it comes in many forms. However, some consumers do not take care of their identity and make their credit history or card numbers subject to scammers.
The most dangerous thing about ID theft is that you can often have not the slightest notion of your personal information being stolen. For example, your identity can be stolen if you make purchases at a suspicious web-site. Also, scammers often use internet phishing, when you receive a fake letter from your credit company in which you are asked to give your credit card number or SSN. Another widespread credit scam is phone phishing when the calling person pretends to be a representative of your credit company and asks something that can threaten your ID safety.
If you are in the habit of making credit card transactions online, make sure you have good anti-virus software on your computer. Fake web-pages, Trojans, viruses and other harmful things can be caught by your computer and do a lot of harm to your software and financial state.
Scammers can choose simpler ways. They can just steal your mail from the mailbox and take your financial information from bank statements, credit card applications and the like. This is the reason why you should keep an eye on your mail and tale security measures if something is really stolen.